Meet the ARMIS Financial Team
ARMIS, derived from the Latin word for armor and the Roman notion of a protective shield, symbolizes the strength and security we strive to provide for your financial future. As Ephesians 6:11 states, “Put on the full armor of God, so that you can take your stand against the devil’s schemes.” At ARMIS Financial, we embrace this guiding principle, helping you stand firm against the many challenges and uncertainties of the financial world.

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Our team
Joseph Petrillo is a dedicated Financial Coach and Certified Fund Specialist (CFS) at ARMIS Financial. Recognized by Forbes in 2022, 2023, and 2024 as a Top In-State Advisor, he believes true financial freedom stems from personalized guidance and strategic decision-making. Leveraging extensive industry expertise and a passion for financial education, Joseph helps clients balance immediate needs with long-term aspirations by crafting customized solutions that align with your values and goals. With a commitment to transparency, active listening, and consistent follow-through, he empowers individuals and families to build enduring wealth and legacy. When away from the office, Joseph values time spent with loved ones, focusing on personal growth, health, and creating meaningful connections.
Joseph Petrillo CFS,
Founder and CEO

Brian Hanna serves as the Chief Integrator at ARMIS Financial, driven by a deep sense of purpose to educate clients about the truths of money. He finds fulfillment in seeing clients’ quantifiable goals become reality, believing that true financial planning is about empowerment and living life to the fullest. Before joining ARMIS Financial, Brian spent five years as Senior Vice President of Petrillo Protection Group, leveraging a holistic financial engineering process to help families and businesses excel in wealth accumulation, preservation, and distribution. Recognizing gaps in traditional brokerage models, he embraced a practice built on sound economic theory rather than one-size-fits-all strategies. A graduate of the University of Rhode Island, Brian holds FINRA Series 7, 63, and 66 licenses, as well as Life, Accident, and Health licenses. Outside of work, Brian enjoys traveling, golfing, surfing, and skiing—activities that mirror his disciplined, forward-thinking approach to financial management.
Brian Hanna,
Chief Integrator

Michael Colicchio is a dedicated professional at ARMIS Financial who brings a wealth of real-world experience and a passion for helping families achieve financial security. A graduate of Rutgers University with degrees in Economics and Criminal Justice, Michael is a licensed life insurance agent and has served as a financial advisor at Merrill Lynch and J.P. Morgan Chase. Currently working with the New Jersey State Police and serving as Treasurer of the New Jersey State Troopers Fraternal Association, he combines his diverse background with integrity, knowledge, and unwavering follow-through to earn clients’ trust. Motivated by helping people secure their future and protect their families’ financial well-being, Michael believes in doing what he promises, following up consistently, and making himself readily available to clients. In his free time, he enjoys sports and coaching his children, drawing on these activities to reinforce the values of teamwork, commitment, and discipline. His approach embodies motivation, integrity, and a knowledgeable perspective, qualities that help guide clients toward their financial goals.
Michael Colicchio,
Life Insurance Agent and Treasurer of NJ State Troopers Fraternal Association

With over 30 years of experience in the financial services industry, Michael Pelkey is a seasoned Wealth Management Consultant at ARMIS Financial. A lifelong resident of Ocean/Monmouth County, NJ, Michael is dedicated to helping individuals and families achieve their financial goals through personalized investment advice and wealth management strategies. He holds dual Bachelor’s degrees in Business Management and Political Science from Moravian College, where he also played Division III basketball, instilling in him a strong sense of teamwork and discipline. Michael is passionate about educating clients on potential wealth-eroding factors like taxes and inflation, enabling them to make informed decisions. In his free time, he coaches high school boys’ basketball and enjoys golfing and attending sporting events.
Michael Pelkey,
Wealth Management Consultant

With nearly four decades of experience in financial strategies, Nick Palumbo is a passionate Business Coach and Mentor. A thought leader, speaker, and best-selling author, Nick is recognized for blending innovation with best practices in the financial industry. He began his career after earning a degree in finance and economics from Adelphi University in 1983, starting with Northwestern Mutual Life. Nick has been a long-standing member of the Million Dollar Round Table, achieving multiple Top of the Table honors, and has coached hundreds of financial advisors to success. Committed to holistic financial planning, he co-founded Empowered Mastery Consultants to integrate life coaching with personal finance. Nick is also dedicated to giving back, serving as Chairman of the Board of Children’s Health and Research Foundation. He enjoys family time, sports, martial arts—holding a 2nd Degree Black Belt in Tae Kwon Do—and is currently training in Krav Maga.
Nick Palumbo,
Business Coach and Mentor

Melissa Naylor,
Chief Executive Assistant

Melissa brings a unique blend of communication expertise, brand strategy insight, and organizational savvy to ARMIS Financial. After graduating from Monmouth University with a bachelor’s degree in communication, she honed her skills in New York City’s advertising industry, crafting strategic campaigns for high-profile clients across healthcare, hospitality, and nonprofit sectors. Now, Melissa channels her background into enhancing team efficiency, building meaningful client relationships, and identifying new avenues for business growth. Her dedication ensures that every plan—from proposal to execution—runs seamlessly, ultimately empowering clients to achieve their financial objectives. Outside the office, Melissa enjoys teaching Pilates, exploring the Jersey coastline with her husband, Richard, and their German Shepherd, Sly, and cherishing time with friends and family.
Our Worthy Ideal
The Trojan War, though a mythological tale depicted in The Odyssey and The Iliad, illustrates how fierce warriors used uncommon strategies, strength of character, resolve, and determination to overcome their adversaries. However, even the most superior warrior has an ‘Achilles heel.’ For the Trojans, theirs was the infamous ‘Trojan Horse’ used by the Greeks.
Similarly, in the realm of financial planning, having a drawer full of seemingly appropriate financial products does not guarantee success. Without the right process or strategy, anyone can be vulnerable to unforeseen pitfalls—their own Trojan Horse.
At ARMIS Financial, we specialize in helping protect the ‘Achilles heel’ in your financial plan. Our mission is to cultivate, discipline, and galvanize individuals, families, and small business owners to achieve maximum efficiency with every dollar in their financial world. We strive to help our clients work toward financial freedom, enabling them to live life to its fullest potential while creating a legacy of generational wealth.
Our approach includes:

I
Protection-First Method:
We prioritize safeguarding your assets when it comes to financial planning.
II
Robust Financial Strategies:
We aim to create comprehensive strategies designed to withstand unforeseen challenges.
III
Maximum Efficiency:
We focus on coordinating and integrating every dollar so it works as effectively as possible.
IV
Wealth Without Lifestyle Change:
Our goal is to help you build wealth without requiring significant changes to your lifestyle.
We are dedicated to raising your awareness and helping protect you from potential financial ‘Trojan Horses’ such as inflation, taxes, market volatility, unexpected life events, and longevity risk. Our primary purpose is to help mitigate these financial risks that could impact your family’s legacy.
