Meet the ARMIS Financial Team
At ARMIS Financial, we embrace this guiding principle, helping you stand firm against the many challenges and uncertainties of the financial world.At ARMIS Financial, we believe financial planning is about helping you live to the fullest while creating a lasting legacy. Using time-tested wisdom with modern strategies, together, we’ll help protect your financial future and maximize the impact of every dollar in your retirement.
ARMIS, derived from the Latin word for armor and the Roman notion of a protective shield, symbolizes the strength and stability we strive to provide for your financial future. As Ephesians 6:11 states, “Put on the full armor of God, so that you can take your stand against the devil’s schemes.” At ARMIS Financial, we embrace this guiding principle, helping you stand firm against the many challenges and uncertainties of the financial world.
Our team



Joseph Petrillo CFS,
Founder and Chief Prosperity Officer
Joseph is a dedicated financial strategist and dedicated Financial Coach at ARMIS Financial, renowned for his transparent, data-driven approach helping empower clients to achieve lasting wealth and financial freedom. Named a Top In-State Advisor by Forbes in 2022, 2023, and 2024, he crafts customized financial strategies that balance immediate needs with long-term aspirations. His unwavering commitment to transparency, active listening, and consistent follow-through has earned the confidence of individuals and families seeking to stabilize their financial futures and create enduring legacies.
Joseph’s professional expertise is underpinned by strong credentials: he’s been a Certified Fund Specialist since 2012 and earned a prestigious certification in Retirement Planning from Wharton Business School in 2007. A graduate of Lafayette College—with a double major in Economics and Business & Finance and a minor in Art History—Joseph brings both rigorous analytical skills and a holistic perspective to every client interaction. Early in his journey, he showcased his drive and teamwork as a member of the Lafayette College Baseball Team.
Beyond his core professional accomplishments, Joseph values community engagement and personal excellence. Prior to college, he was an athlete at Hanover Park High School in East Hanover, NJ—earning induction into the Morris County Scholar Athlete Football Hall of Fame and receiving Honorable Mention All-State Group 2 honors in junior year baseball. In addition, Joseph serves as a judge for Miss Monmouth County, is an active member of the Million Dollar Round Table, supports Autism Speaks as a corporate sponsor, and contributes his time to the Thomas Peterpaul Foundation. These endeavors not only reflect his deep commitment to community values and leadership, but also round out the personal attributes that inform his holistic approach to financial planning.

Melissa Naylor,
Chief Executive Assistant
Melissa applies her background in communication, brand strategy, and operations to help ARMIS Financial deliver a seamless, client-focused experience. With a foundation in strategic campaign development, she enhances internal efficiency and supports clear, consistent communication with clients. Melissa plays a key role in driving business growth and helping to ensure every plan is executed with precision and care. Her focus on clarity, organization, and relationship-building helps clients feel confident and supported throughout their financial journey—making sure nothing gets lost in translation and every detail is aligned with their goals.

Brian is the Chief Integrator at ARMIS Financial, where he helps clients achieve clarity, control, and confidence in their financial lives. With a background in advanced planning strategies, Brian focuses on guiding families and businesses through wealth accumulation, preservation, and distribution. His approach is grounded in economic principles—not one-size-fits-all strategies—helping empower clients to make informed decisions and maximize their financial potential. Backed by years of leadership experience and multiple securities and insurance licenses, Brian focuses on delivering real, measurable outcomes through personalized strategies that align with each client’s goals.
Brian Hanna,
Senior Partner
Michael Pelkey,
Wealth Management Consultant
Michael is a seasoned Wealth Management Consultant at ARMIS Financial with more than 30 years of experience helping clients build, protect, and preserve their wealth. He delivers personalized investment strategies that address common wealth-eroding factors like taxes, inflation, and market risk. Michael’s approach emphasizes financial literacy, clarity, and long-term planning—helping empower clients to make confident financial decisions. Known for his disciplined, team-oriented mindset, he helps individuals and families stay focused on their goals while navigating complex financial landscapes. Whether you're planning for retirement or looking to grow generational wealth, Michael provides the guidance and insight needed to move forward with confidence.

Nick Palumbo,
Business Coach and Mentor
Nick is a Business Coach and Mentor with nearly 40 years of experience helping financial professionals elevate their practice and performance. A best-selling author and industry leader, Nick blends time-tested financial strategies with mindset coaching to drive meaningful, measurable results. He has coached hundreds of advisors across the country, equipping them with the tools to grow their business, improve client relationships, and achieve personal and professional clarity. As co-founder of Empowered Mastery Consultants, Nick focuses on holistic planning that aligns life purpose with financial success—helping advisors lead with confidence, serve with integrity, and unlock their full potential.

Michael helps individuals and families protect what matters most through clear, consistent, and time-tested financial guidance. With experience at top firms like Merrill Lynch and J.P. Morgan Chase, he brings a strong foundation in life insurance and income planning strategies. Michael is the Treasurer of NJ State Troopers Fraternal Association. He partners with clients to build financial stability, combining practical knowledge with a disciplined, follow-through approach. His work with law enforcement and leadership roles reflect his commitment to integrity and service. Clients appreciate his reliability, clear communication, and ability to turn goals into actionable strategies that support long-term financial confidence.
Michael Colicchio,
Life Insurance Agent

Brittany Melillo supports ARMIS Financial as Executive Assistant to Founder and CEO Joseph A. Petrillo, CFS. A graduate of Kean University with a bachelor’s degree in Business, Brittany has worked in the financial industry since 2020. She excels at organization, clear communication, and seamless client support—coordinating schedules, managing outreach, and ensuring the team can focus on delivering strategic financial guidance. Based in Point Pleasant, New Jersey, Brittany lives with her fiancé and their mini dachshund. An avid reader and dedicated Pilates practitioner, she brings the same discipline and attention to detail from her personal pursuits to every aspect of her role.
Brittany Melillo,
Executive Assistant
Our Worthy Ideal
The Trojan War, though a mythological tale depicted in The Odyssey and The Iliad, illustrates how fierce warriors used uncommon strategies, strength of character, resolve, and determination to overcome their adversaries. However, even the most superior warrior has an ‘Achilles heel.’ For the Trojans, theirs was the infamous ‘Trojan Horse’ used by the Greeks.
Similarly, in the realm of financial planning, having a drawer full of seemingly appropriate financial products does not guarantee success. Without the right process or strategy, anyone can be vulnerable to unforeseen pitfalls—their own Trojan Horse.
At ARMIS Financial, we specialize in helping protect the ‘Achilles heel’ in your financial plan. Our mission is to cultivate, discipline, and galvanize individuals, families, and small business owners to achieve maximum efficiency with every dollar in their financial world. We strive to help our clients work toward financial freedom, enabling them to live life to its fullest potential while creating a legacy of generational wealth.
Our approach includes:

I
Protection-First Method:
We prioritize protecting your assets when it comes to financial planning.
II
Robust Financial Strategies:
We aim to create comprehensive strategies designed to withstand unforeseen challenges.
III
Maximum Efficiency:
We focus on coordinating and integrating every dollar so it works as effectively as possible.
IV
Wealth Without Lifestyle Change:
Our goal is to help you build wealth without requiring significant changes to your lifestyle.
We are dedicated to raising your awareness and helping protect you from potential financial ‘Trojan Horses’ such as inflation, taxes, market volatility, unexpected life events, and longevity risk. Our primary purpose is to help mitigate these financial risks that could impact your family’s legacy.
